A non-conforming home loan is offered to borrowers who do not meet the standard financing criteria. When a lender assesses your mortgage application, they want to be sure that you will be able to repay the mortgage. To minimize their risk, each lender has minimum eligibility criteria that you mustRead More →

HC Consumer Finance Philippines Inc. (Home Credit) said on Wednesday that Citi Philippines, the country’s largest foreign bank by assets, increased its credit facility to the consumer finance company to 820 million pesos per compared to the 420 million pesos approved and drawn down last May. “This increase in theRead More →

Home Credit Philippines (HCPH), the lifestyle partner of every Filipino, continues to expand its consumer credit services by offering different products that meet the changing needs of Filipinos – now with the bicycle as one of its lifestyle priorities. “We at Home Credit would like to express our solidarity withRead More →

Manila – Citi, the Philippines’ largest foreign bank by assets, has expanded its joint social finance program with Home Credit by increasing its credit facility to 820 million pesos from 420 million pesos approved and drawn down in May 2022. Home Credit is the largest consumer finance company in theRead More →

Consumer credit company Home Credit Philippines extends its services to different sectors to bring Filipinos closer to the lifestyle they want. As a global provider of consumer credit services, Home Credit continues to find new opportunities to expand its online and offline services by partnering with more brands and retailersRead More →

Consumer finance company Home Credit Philippines Inc. has launched a campaign to bring hope to Filipinos during the pandemic and teach the public basic financial literacy. The company, which entered the country nine years ago by funding cellphones for regular consumers, said the campaign was part of the company’s goalRead More →

There are a lot of questions you will need to ask yourself when looking for a home loan. Which lender is right for you? Do you want a fixed or variable interest rate? What are the features you can’t live without? Finding a loan that ticks all the boxes canRead More →

MANILA — Consumer lending company Home Credit said on Tuesday that laptops and bicycles have recently become the top items for customers applying for loans. “Home Credit is known for financing mobile phones, but recently it’s very important, laptops. It’s back to school, we have developed a lot of ourRead More →

A fixed rate home loan can be a great way to protect your finances against any interest rate hikes, allowing you to confidently organize your budget around your monthly repayments. But your circumstances may change, and over time you may find that being locked into a fixed rate is noRead More →

Among the company’s efforts to empower Filipinos include lending facility to new borrowers, especially women, to help them own gadgets Home Credit, the leading consumer finance company in the Philippines, is strengthening its programs to promote financial inclusion and serve unbanked and underserved Filipinos, in line with the Philippine government’sRead More →

A new guide helps borrowers avoid home loan train crashes. Splashing on the high life too regularly can jeopardize any buyers’ hope of securing a bank loan, warns a leading New Zealand mortgage expert. “Spending money unnecessarily makes lenders nervous,” says William Laban, managing director of mortgage advisory firm LoanRead More →

For Home Credit India, Social Panga will deliver innovative and effective brand communications and seek to grow its presence across all platforms Social Panga, the integrated creative and digital marketing agency, has won the integrated mandate (creative and digital) for Home Credit India. Social Panga will deliver innovative and effectiveRead More →

Australians are more worried than ever about not being able to repay their mortgages. (Source: Getty) Australian mortgage holders are feeling worried about their mortgage repayments, with 30% admitting that defaulting on their home loan is a major concern, according to a new study. The research, conducted by Aussie, foundRead More →

Sometimes it is common to realize how much of a scam your current mortgage agreement is; maybe quitting smoking might fix things. While it’s understandable that markets change, and so do interest rates, you may only want to pull out to ease the financial grip. Refinancing is perfect leeway toRead More →

Consumer lending company Home Credit is strengthening its programs to promote financial inclusion and serve unbanked and underserved Filipinos, in line with the government’s strategy to expand financial inclusion to more Filipinos. In July 2022, the Bangko Sentral ng Pilipinas (BSP) launched the National Strategy for Financial Inclusion (NSFI) 2022-2028,Read More →

Home Credit Philippines recognized Atty’s invaluable contributions. Rodolfo Publico to business and the financial sector. Atti. Rodolfo Publico Publico has served as an Independent Director of Home Credit Philippines since the company began operations in the country in 2013. Publico’s wisdom and guidance has helped HCPH succeed and build theRead More →

Home Credit India has appointed Ashish Tiwari as Chief Marketing Officer (CMO). With over two decades of experience in various industries, Tiwari has practiced brand marketing, digital transformation, technology and data analytics. His previous role was as director of marketing and digital at the Indian branch of Italian insurance giantRead More →

So far this year, more than half of the applications submitted under the government’s local authority housing loan scheme have been rejected, according to figures provided by Housing Minister Darragh O’Brien. Eoin Burke-Kennedy has the details. Irish consumers are spending more on groceries, restaurants and fuel while reducing leisure activities,Read More →

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If the latest cash rate hikes have you considering switching to a lower rate mortgage lender, you may be looking for cash back offers to smoothen your refinancing process. This month, there are 30 cash back offers for refinancers and two for new purchases, along with additional benefits for certainRead More →

Although the cost of borrowing a home loan is mainly determined by the interest rate, borrowers should also consider the additional fees that lenders levy on the sanction before making their choice. It is advisable not to restrict their preferences only to those who offer low interest rates. Several otherRead More →

On Tuesday, the Reserve Bank of Australia raised its key rate for the fourth consecutive month, raising it by 50 basis points. Since then, several major lenders have announced that they are fully passing on this increase. The cash rate now sits at 1.85%, with the latest increase being theRead More →

NAB today announced changes to savings products and home loans. Savings rate: NAB’s iSaver (standard variable and bonus) will increase by 0.50% per year starting August 12, 2022 NAB’s Reward Saver bonus rate will increase from 0.50% per annum to 1.75% effective August 12, 2022 NAB’s 12-month term deposit willRead More →

Who is a co-applicant? In a solidarity home loan, you can add up to nearly 7 co-applicants, which lightens your repayment burden. All co-applicants must contribute to the repayment of the loan, substantially equalizing the burden of the EMI for each individual. If the lead applicant is unable to repayRead More →