Celebrate India’s Spring Festival with Home Credit’s Ujjwal Card


New Delhi, Delhi, India:

  • Celebrate the festive season of Navratri, Ougadi, Gudi Padwa, Vaisakhi, Pohela Boishakh with simple, transparent and accessible financing options from Home Credit
  • Get quick and easy loans with Home Credit’s Ujjwal Card for instant limit on loans



Commencing the spring festive season in India with an auspicious new start and celebrating the New Year with rituals and festivities, with the effort to provide customers with a rewarding shopping experience on their holiday season shopping. parties, Home Credit offers simple, fast and accessible financing options on popular smartphones and home appliances. With Home Credit’s Ujjwal card, customers can enjoy an instant limit to purchase smartphones and home appliances from all brands in partnership with Home Credit for immediate use.


Buying new products around the holidays is a ritual and considered a good omen. This ritual makes festivals more realistic, joyful and memorable. One can choose from trendy and stylish smartphones and home appliances with Home Credit, as the company has partnered with major consumer durable brands to offer user-friendly financing programs. Deals are available from popular brands such as Samsung, LG Electronics, Symphony Coolers, Vivo, Whirlpool, OPPO, Haier, Voltas, Blue Star, Xiaomi, Sony, Realme, Aisen, Tecno, Nokia, and Voltas-Beko. The offers aim to provide freedom to customers who wish to purchase a new device for their home, from affordable EMI programs.


With personal mobility becoming critical in the age of covid, especially due to social distancing norms, it has become relevant to own a two-wheeler insurance policy with Home Credit, as the company has partnered with Bajaj Allianz General Insurance to provide ease, assurance and protection. two-wheeled vehicles to customers. Customers can easily purchase and renew the policy online without any hassle for burglary insurance at high service standards. Customers can also obtain coverage without any pre-inspection of the vehicle, even if there is no active insurance. Customers can enjoy instant support and 24/7 phone service for claims assistance and claim updates via SMS.


Home Credit’s new offerings as part of its health insurance portfolio, such as Bajaj Allianz General Insurance’s “Family Health Care” insurance and the pocket premium powered by the “Credit Linked Health Plan” insurance policy ( Group)” and “Group Guard”, aim to provide financial security to clients and their families by allowing them better access to medical care.


Bajaj Allianz General Insurance’s Family Health Care insurance coverages are offered on an individual and family floating basis. Home Credit customers can get cover for sum insured starting from Rs. 3 Lakh up to Rs. 5,000,000. The policy includes hospital cover for illnesses (including COVID-19) and accidental injuries, as well as a hospital cash benefit of Rs. 500/- per day as well as cover for on-call expenses for selected procedures/surgeries in a hospital or day care centre. The policy also applies to Ayurvedic and Homeopathic hospitalization costs.


Pocket insurance called “Credit Linked Health Plan (Group)” and “Group Custody” Insurance by Bajaj Allianz General Insurance starts with a premium of around Rs. 300 available in 5 variants – Platinum, Gold, Silver, Bronze and Copper which can be chosen by customers according to their needs and requirements. These pocket insurance options can be claimed for hospital cash allowance, critical illness cover, personal accident cover and accidental hospitalization. The maximum amount of cover is up to Rs. 1 lakh depending on the type of pocket insurance used.


To maximize the opportunity to serve a large customer base, Home Credit India in addition to Bajaj Allianz General Insurance also provides health insurance from HDFC ERGO General Insurance Company Ltd. and life insurance from Bajaj Allianz Life Insurance Company Ltd. to its customers. While health insurance covers medical expenses, life insurance provides financial protection to Home Credit India clients along with other guaranteed/variable benefits to enable them to achieve their life goals.


Bringing love, harmony and care to its 11.7 million customers, to be treasured forever, Home Credit offers various flexible loan options and offers a plethora of hassle-free financing options, as the company is committed to boosting the credit penetration and expand financial inclusion through responsible lending in the country.

About Home Credit India

Home Credit India Finance Pvt. is a local arm of the international consumer finance provider with operations spanning Europe and Asia and committed to fostering financial inclusion in India. The company is committed to fostering credit penetration and financial inclusion by providing comprehensive financial solutions that are simple, transparent and accessible to everyone. Home Credit India has over 13,500 employees and has steadily expanded its business since joining in 2012, with operations spread across 367 cities in 22 states of India. The company has a strong network of approximately 30,600 Point of Sale (PoS) locations and is growing with a customer base of over 11.7 million customers, driven by pan-India expansion in major markets, a range of diversified and innovative products supported by customer experiences.

For more information visit www.homecredit.co.in

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