Real estate credit: the one-stop shop for your financial needs

In these tough times, people need someone they can rely on and can easily approach for their new financial needs. With the aim of providing fast, convenient and affordable financing to Filipinos, along with its innovations and extensive network of partner stores and merchants, Home Credit has easily made its mark with Filipinos as a valued, trusted financial partner. and accessible, especially during the new normal.

The country’s leading consumer finance company, with a nationwide in-store presence and a rapidly growing mobile presence, has become a “madaling lapitan” or easy-to-approach one-stop-shop for all financial needs, no matter what. or the type of customer.

For online learners and work-from-home warriors

Do you need to upgrade your gadgets, for example a new laptop, a new tablet or a new smartphone, without having to break the bank? Home Credit offers more affordable and leaner monthly payment options for remote workers and students with its 0% interest installment plans, especially during these difficult times. This is offered for a wide range of essential gadgets for studying or working effectively from home, as well as home appliances and other basics. To apply, all you need to do is show 2 valid IDs at any partner store or start an application through the My Home Credit app.

For those in need of financial support for major necessities and emergencies

Managing finances in times of uncertainty can be very difficult. In addition to day-to-day expenses, there are also tuition fees, home renovations, and funds for emergency expenses that usually take months or years to prepare. But don’t be discouraged, Home Credit‘s cash loan will help ease your financial burden. Existing Home Credit customers with a good financial history may be eligible to apply for a cash loan and be approved for up to Php 150,000.

Upon receiving a cash loan offer, you can choose to apply through the My Home Credit app, our telesales operator or any Home Credit partner store. Simply present your 2 valid IDs and await your loan decision in just 1 minute. It also only takes a minute to disburse or release your money. Now, budgeting for big needs and emergencies doesn’t seem so impossible!

For customers who want their everyday spending to be rewarding

Loyal customers deserve only the best financial partner they can count on when needed. From groceries, household needs, and other necessities, your partner diskarte Home Credit Card has you covered. Apply for a new gadget or appliance loan to qualify for the Home credit card offer, now with a low monthly interest rate of 2%. Once approved, you can shop at your favorite stores, earn 1% back on every purchase, and get 5% back with no convenience fees when buying loads and paying bills. It’s also QR-enabled, which means you don’t need to bring your cards or wallets when shopping at certain stores!

For those navigating the new normal

Although the My Home Credit app is a very convenient and safe way to apply for home loans, the app offers so much more. With the My Home Credit app, customers now have access to a variety of financial products and services at their fingertips. Among these is Home Credit Pay, which allows Home Credit Card users to make purchases and transactions via a QR code, settle their bill payments and pay their Home Credit loans online at any time, anywhere.

Endless shopping offers and attractive discounts can also be discovered in the My Home Credit app. With Smile Rewards, anyone with the app, even those without a previous or current loan with Home Credit, can enjoy discounts of up to 50% at over 15,000 Home Credit partner merchants. On the other hand, there is also the Home Credit Marketplace where you can easily buy big ticket items from participating partner stores nationwide, all from the safety and comfort of your home.

So whether you’re a first-time borrower looking to apply for a Home Credit loan or an existing customer who wants easier and more secure payment and purchasing options, Home Credit has the perfect product or service for you.

“More than just providing loans, we also want to be a meaningful partner to customers by being there for them every step of the way,” says Sheila Paul, Marketing Director of Home Credit Philippines.

Interesting promotions for the holidays

This holiday season, Home Credit continues to provide its customers with a meaningful gift shopping experience through its ongoing offers and promotions.

From November 28 to December 31, 2020, 500 lucky winners each week will earn a P500 cashback on their (one-time) loan through Home Credit’s The Amazing 500 Raffle promotion. To qualify, all you have to do is apply and get approved for a Home Credit loan with a minimum amount of P15,000 and above.

Customers can also get the latest and greatest gadgets and home appliances with 0% interest payout from top mobile brands and retail partners nationwide, while cardholders can earn a sweepstakes entry for every home credit card transaction and be one of 63 potential winners of a rebate worth 100 Pla. ,000.

Stay up to date on the exciting activities Home Credit has in store this holiday season by following the official Home Credit Philippines Facebook, Instagram and Twitter pages.

For more information on Home Credit products and services, visit