Home Credit Bank improves bank card quality and QR-code recognition with Smart Engines

Home Credit Bank integrates bank card recognition technology by Smart Engines into its mobile banking application to simplify the entry of bank card data and streamline card-to-card transfers or account replenishment for customers.

Now customers simply show the card to a camera on their mobile devices to enter a bank card number needed for mobile banking. Smart Engines’ Smart IDReader technology offers state-of-the-art recognition for bank cards of all types: embossed or flat, with standard horizontal or vertical alignment of identification data, cards with lettering on the back or on the back of the card. Smart IDReader supports card recognition with any background image or natural wear.

The benefit of Smart Engines technology for Bank customers will be unrestricted use of the mobile banking application in real conditions such as in different lighting, on the move, in a taxi or on a train. Card recognition is almost instantaneous and does not require special camera settings or certain lighting conditions.

“Last year, Home Credit Bank took first place in the Digital Office category of the Markswebb rating. We intend to maintain this position and we are constantly developing our mobile application, enriching it with the best technological solutions such as those of Smart Engines. It is important to provide customers with ready-to-use solutions in all situations. Integration with Smart IDReader offers our customers the easiest and fastest card recognition process “”, – speaks Beatris Felises, Head of Product Development at Home Credit Bank.

“Bank cards are diversifying, so their graphic codes are denser in information. This requires more sophistication and flexibility from recognition technologies. We provide Home Credit Banks customers with the latest scientific advances applied to bank card and barcode recognition,” comments Vladimir Arlazarov, PhD, CEO of Smart Engines

Currently, a new bank card recognition function has been implemented in the mobile application ”’Home Credit” for the iOS platform and will soon be available for Android users. The next step will be the introduction of Smart Engines technology for barcode recognition which is used to scan QR codes in instant payments and for standard receipt settlements