Homeowners – The Bible Post http://thebiblepost.com/ Fri, 26 Nov 2021 14:49:37 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://thebiblepost.com/wp-content/uploads/2021/03/favicon.jpg Homeowners – The Bible Post http://thebiblepost.com/ 32 32 9 lawn and garden tools every new homeowner needs in their garage https://thebiblepost.com/9-lawn-and-garden-tools-every-new-homeowner-needs-in-their-garage/ Fri, 26 Nov 2021 14:03:34 +0000 https://thebiblepost.com/9-lawn-and-garden-tools-every-new-homeowner-needs-in-their-garage/ Through: Josh Sens November 26, 2021 Gear up this winter to be ready to roll in the spring. getty pictures Buying a home is like getting into golf: there is a steep learning curve, but you have to start somewhere. And what better place than that in your backyard. You know you need a mower. […]]]>

Gear up this winter to be ready to roll in the spring.

getty pictures

Buying a home is like getting into golf: there is a steep learning curve, but you have to start somewhere.

And what better place than that in your backyard. You know you need a mower. But what else?

Matt Guilfoil is the manager of the Desert Canyon Golf Club, in Fountain Hills, Ariz., And the co-host of Jingweeds, a podcast dedicated to the lawn care business.

Here is his list of 9 lawn and gardening tools that new homeowners shouldn’t try to live without.

1. Garden hose

It is said that the ancient Greeks made garden hoses by disemboweling oxen and using their intestines. Nowadays, accoutrements are more effective and less disgusting. You’re going to want one if your new home doesn’t have a working irrigation system, which there’s a good chance it doesn’t.

2. Mobile sprinkler

Do you remember jumping in the spray when you were a child? Here is your chance to relive this experience. Think of it as a one-time watering gimmick that doubles as a retail buying fountain of youth.

3. Weed and feed applicator

Inexpensive and efficient, these spray nozzle fittings attach to your hose, allowing targeted fertilizer and weedkiller applications. The best have trigger lock handles for added ease of use. Look at mom, one hand!

4. Backpack sprayer

Ideal for quickly covering a lot of ground and for getting to hard-to-reach places with water, fertilizers, wetting agents, etc.

5. Small pump sprayer

It may sound like overkill. But that’s exactly the point. When looking to kill weeds and other intruders, you’ll want to pump these things into a separate sprayer, not the same one you use when you water or feed your lawn.

6. Spring rake

photo of a rake collecting leaves on a lawn

10 essential leaf raking tips every homeowner should know

Through:

Josh Sens



Unlike your garden type plastic leaf rake, a spring rake has flexible metal tines which give it more versatility. You can use a spring rake to pick up the leaves. But it’s also great for breaking up thatch, a layer of dead stems, roots, and other organic material that grows on the surface of the soil. When the thatch becomes too thick, it prevents the free passage of water, nutrients and air. Time for stubble cultivation. A good rake with a spring rake will do.

7. Hula hoe

With a head that swings back and forth like a hula dancer, a hoe isn’t the sexiest tool, but you’ll fall in love with it when it’s time to weed. It is particularly useful for tidying up mulch or gravel beds. Just slide it across the floor and the wiggling head does all the work.

8. Leaf blower

No need for a gasoline-powered monstrosity that annoys neighbors and clogs the air with exhaust fumes. “They make great little electrics these days,” says Guilfoil.

9. Shovel

Nothing glamorous here. But extremely practical. At some point you’re gonna need one, are you digging?

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Golf.com

A golf, food and travel writer Josh Sens has been a contributor to GOLF Magazine since 2004 and now contributes across all GOLF platforms. His work has been featured in an anthology in The Best American Sportswriting. He is also co-author, with Sammy Hagar, of Are We having Any Fun Yet: the Cooking and Partying Handbook.


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Cleveland’s Side Yard program beautifies wasteland https://thebiblepost.com/clevelands-side-yard-program-beautifies-wasteland/ Wed, 24 Nov 2021 12:45:00 +0000 https://thebiblepost.com/clevelands-side-yard-program-beautifies-wasteland/ CLEVELAND – Robert Primm is well known in his community. He has lived in the Woodland Hills neighborhood of Cleveland for over 40 years. What would you like to know There are over 30,000 vacant lots in Cleveland Many quickly become overgrown and an eyesore if left unattended Western Reserve Land Conservancy is working to […]]]>

CLEVELAND – Robert Primm is well known in his community. He has lived in the Woodland Hills neighborhood of Cleveland for over 40 years.


What would you like to know

  • There are over 30,000 vacant lots in Cleveland
  • Many quickly become overgrown and an eyesore if left unattended
  • Western Reserve Land Conservancy is working to resolve this issue
  • The association helps owners to acquire vacant land next to their property
  • This expands the owners’ properties and helps beautify Cleveland

“I don’t know everyone here, but most of the people over there know me,” Primm said.

Besides his charming personality, Primm is known for the well-kept courtyard adjacent to his house, of which he is very proud.

“You have to give yourself a little pat on the back,” Primm said.

While most Cleveland homes are stacked, Primm has two complete lots with tons of space to house. He has a gazebo, a small stage, and many swings on his property.

“When company comes and people come, you can sit outside. You don’t need to be stuck in the house. And you sit there and everyone just seems to be having fun and having a good time, ”Primm said.

Primm said that a well-maintained property can have a huge impact on how a neighborhood looks. He looks after and maintains his land at least once a week. Not just his land, but all the vacant lots on his street.

“On this street, I take care of all the empty lots,” Primm said. “I keep them cut. It is not a burden on anyone or anything of that nature. It’s just that it looks better. I live on the streets and I want it to be more beautiful and that’s it.

But most neighborhoods are not that lucky. Not all of them have Mr. Primm.

Over the past 10 years, thousands of abandoned Cleveland homes have been demolished, leaving thousands of properties vacant. Of the city’s approximately 30,000 vacant lots, more than 13,000 are owned and maintained by the City of Cleveland. Under current maintenance routines, lots can quickly become an eyesore, left as targets for illegal dumping, crime, proliferation and pests.

“It’s really tough in some of these areas here,” Primm said.

Primm’s passion is its community. He wants people to feel safe in his neighborhood, not to be afraid.

“Connect is everything, connect,” Primm said. “Hey, what’s going on, how are you doing?” You know, just like that. And that’s what makes things good for me.

The Western Reserve Land Conservancy has a similar mission. The association helps homeowners like Primm acquire vacant land next to their properties and turn them into beautiful side yards. Currently, they help residents of the neighborhoods of Mt. Pleasant, Buckeye, Woodland Hills, Shaker Square and Union-Miles.

“Everyone uses side yards for a lot of different reasons, but I can only imagine if you have kids in a neighborhood where you have very little space and now you have this whole big running room and a place to go out and, you know, play soccer if you want to. I think this is a great way to keep the investment in the community going, ”said Khalid Ali, urban green space coordinator for the Western Reserve Land Conservancy.

Ali is the primary point of contact for the side yard program as well as the groundwork project. The Ground Work Project is more focused on vacant lots that have no current development plan and no potential owners alongside them.

“What we do is come in and do low cost, high impact greening interventions, clean lots, reduce any overgrowth, remove vegetation that is a nuisance, clean up garbage dumps and things like that. . And then plant trees, and you just have kind of pocket green space, ”Ali said. “The Side Yard program, Ground Work are excellent tools to re-beautify the city, bring value to these communities where we have investments and create lots that are either the responsibility of the residents, the community or the city. , but are ultimately revitalized.

The objectives of the groundwork project include:

  • Engage residents in discussions about managing vacant land in their neighborhoods
  • Stabilize dangerous plants such as dead trees or tree branches, vines and shrubs
  • Remove debris and spilled waste and install preventative elements such as trees and security cameras on some plots
  • Amend the soil with compost from food waste in the months before tree planting
  • Establish and maintain new trees
  • Maintain aisles and add seats on certain plots

Ali said Cleveland has tremendous potential with all of the vacant land and is helping return it to community care. Ali and his team provide step-by-step assistance to secure the City of Cleveland Land Bank or Cuyahoga County Land Bank plots.

“When you have more prosperous areas, beautiful greenery, it’s great for people’s mental space,” Ali said. “What we do at Western Reserve Land Conservancy is sort of supporting residents through the process from start to finish. So whether it is securing the request for the resident, coming in for a home visit and discussing the request with them, helping them define their vision for the side yard, reporting this request to the forum. city ​​or forum land bank. And really involve them early in the process.

There are a lot of people living next to vacant lots, and the city spends money on maintenance and care and gets nothing in return. Ali said that some secondary lots can be purchased for $ 200, but there are certain conditions. Homeowners must live next to land where a house has been demolished, owners must be up to date on their taxes and not have broken the code. Ali helps homeowners verify if they are eligible to acquire a side yard.

“In cases where a person is not currently qualified for a side yard, we can still help and guide them through the process and somehow prepare them for the future acquisition of that site,” said Ali.

Why are there so many vacant lots in Cleveland?

Ali said the problem dates back to 2008 with the Great Recession. Many homes were foreclosed and ultimately demolished, and Cleveland is still suffering the effects more than 10 years later.

“Thus, in the 2000s, we had a big real estate bubble which greatly affected urban communities. You had communities that once thrived with people, residents, and landlords, who had basically received these really bad loans and were losing their homes and communities that were left, you know, vacant, and some cases where the housing stock was not there. just not taken care of, ”says Ali.

With the Side Yard program and Ground Work Project, Ali hopes to restore value to residents’ homes. So far, the nonprofit has helped acquire more than 130 side yard transfers and upgrades. The Western Reserve Land Conservancy helped Primm acquire their side yard three years ago and Primm hopes to continue the momentum.

“Other people have to have that too because you can’t do it all on your own, you know,” Primm said. “It’s never a person who can actually do it on their own and make it work. Because one of the things that you have to do, you have to focus all the minds to come together at some point, because if there is a spirit here that thinks about one thing and one over there that thinks at another you have to bring all the spirits together at one point and that’s where the power comes in.

The more land to clean up, the more beautiful Cleveland can be.

For more information on The Western Reserve Land Conservancy, visit here.


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Here’s what’s stopping homeowners from selling in 2021 https://thebiblepost.com/heres-whats-stopping-homeowners-from-selling-in-2021/ Mon, 22 Nov 2021 14:00:30 +0000 https://thebiblepost.com/heres-whats-stopping-homeowners-from-selling-in-2021/ There’s a reason many potential buyers struggled to buy a home in 2021. Low mortgage rates have led to increased demand from buyers, but there hasn’t been enough inventory to meet demand. this application. As such, home prices have skyrocketed nationally, and even buyers with larger budgets are struggling to find a suitable place to […]]]>

There’s a reason many potential buyers struggled to buy a home in 2021. Low mortgage rates have led to increased demand from buyers, but there hasn’t been enough inventory to meet demand. this application. As such, home prices have skyrocketed nationally, and even buyers with larger budgets are struggling to find a suitable place to bid.

So why are there so few homes available on the market? Realtor.com conducted a survey, and here is what it found.

Sellers cannot find replacement housing

For many potential sellers, the decision not to list a home in 2021 came down to not being able to find a new home in their price range. For those looking to sell and then rent for a while or downsize, this is the optimal time to put a home on the market. But those looking to sell and buy a comparable or larger home are likely to face the same difficulties as buyers without a property to sell.

Sellers worry about the economy

The US economy is in much better shape these days than it was when the pandemic first hit US soil. The unemployment rate has been falling steadily and there are many job opportunities available. But despite these improvements, many sellers still claim that the current economic climate makes them reluctant to make a big change in their life, like selling a house and moving to a new one.

Salespeople don’t know where to move

Many people are still working remotely in the wake of the pandemic and are unsure whether they will be able to do so permanently or not. As such, many workers’ relocation plans are evolving. So it’s no surprise that another big reason people don’t sell homes is because they just don’t know where they want to move.

Sellers worry about buying and selling simultaneously

Sometimes people who sell and buy a house at the same time find that everything is going well. In some cases, they are able to organize it so that they can close both properties in one day and move around without stress. But things don’t always turn out that way. And today’s sellers don’t want to take the risk of receiving an offer but struggle to find a new place to move in on time, or find a replacement home but the closing will be delayed.

When will more homes hit the market?

Some of the above issues can be resolved over time. For example, if the economy continues to improve steadily, sellers may become more comfortable with the idea of ​​putting their home on the market. And once employers consolidate their long-term work plans, salespeople can get a better idea of ​​what their relocation options entail.

But when it comes to home affordability, we’ve got a bit of a catch-22 going on. Today’s sellers don’t want to put their home up for sale because they’re worried about buying a new one. But home prices aren’t going to go down until more inventory is added to the housing market.

There is a good chance that the housing inventory will pick up at some point in 2022, but likely not until the second quarter of the year at the earliest. Potential buyers today may need to continue to be patient in finding the right place to feel at home.


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BC homeowners take a closer look at flood damage from above https://thebiblepost.com/bc-homeowners-take-a-closer-look-at-flood-damage-from-above/ Sat, 20 Nov 2021 15:00:00 +0000 https://thebiblepost.com/bc-homeowners-take-a-closer-look-at-flood-damage-from-above/ Two friends give flood victims a free preview of the damage to their property. When massive flooding hit British Columbia earlier this week, forcing many people to evacuate, a Vancouver-based photographer knew he wanted to help. On Tuesday, Martin Gregus went to take some photos of the damage. However, he quickly learned that it was […]]]>

Two friends give flood victims a free preview of the damage to their property.

When massive flooding hit British Columbia earlier this week, forcing many people to evacuate, a Vancouver-based photographer knew he wanted to help.

On Tuesday, Martin Gregus went to take some photos of the damage. However, he quickly learned that it was almost impossible to go anywhere. There were blockades on the left, right and center.

“Even where I managed to get to, the highway from there was virtually inaccessible,” he told Glacier Media.

Gregus contacted a pilot friend in Vancouver and the two made a plan to volunteer their time to document the flooding from above.

“He said he would accept me if I could afford the gas,” says Gregus.

Before leaving, he posted on social media that he would be flying over the Fraser River. The requests started to arrive immediately.

“I took a few messages from people who wanted me to make a video of their property to see if they could even access it or what was left of it,” he says.

The rumor spread quickly that he would be able to show people the level of damage to their properties.

“I just tried to catch up.”

Sumas Prairie owner Ben Oryall has had to leave his home and says the past few days have been like an emotional year.

“It was hard to leave, we knew we didn’t have all the chickens and we were missing a pig and so we just couldn’t find them and we didn’t have time to wait and we were in a huge panic because the water levels were rising so fast, ”says Oyrall.

Gregus offered to send him photographs of his property to see the extent of the damage.

“It was really great to see that we could get a glimpse of the whole neighborhood and which houses were going to be fine and which neighbors of ours were going to need more help than others,” he says. “It was nice to see this ahead of time and prepare yourself for what might be.”

Gregus has received over 100 requests from strangers, asking him to take pictures of their home. People send him their address and he then sorts his drone footage and footage to try and match the locations.

“Everyone, no matter if their place is safe or flooded, everyone is very grateful to get this [imagery]. It’s almost like a personalized look, ”he says.

While flying over the Fraser River, the couple couldn’t believe what they saw.

“It was… just amazing. You don’t really get the extent of it from the ground. You can see things are flooded, but not really,” he said.

Oyrall was able to tour his property on Friday and said the damage was less than expected.

Gregus and his friend expect nothing in return and are happy to provide the images for free.

“I don’t expect anyone to pay anything. These people have lost so much. I don’t expect anything in return,” says Gregus.


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USDA To Invest Thousands Of Dollars To Benefit Homeowners In Eastern Kentucky https://thebiblepost.com/usda-to-invest-thousands-of-dollars-to-benefit-homeowners-in-eastern-kentucky/ Thu, 18 Nov 2021 18:01:00 +0000 https://thebiblepost.com/usda-to-invest-thousands-of-dollars-to-benefit-homeowners-in-eastern-kentucky/ LEXINGTON, Ky. (WYMT) – Officials from the United States Department of Agriculture recently announced more than $ 3 million in funds to help people living in rural areas across the country, including here in Kentucky. USDA Secretary Tom Vilsack made the announcement Thursday. Of the $ 3.6 million going to Kentucky, nearly $ 322,000 will […]]]>

LEXINGTON, Ky. (WYMT) – Officials from the United States Department of Agriculture recently announced more than $ 3 million in funds to help people living in rural areas across the country, including here in Kentucky.

USDA Secretary Tom Vilsack made the announcement Thursday. Of the $ 3.6 million going to Kentucky, nearly $ 322,000 will go to counties in our region.

Below are the funding opportunities for Eastern Kentucky and what the money will be used for:

Kentucky Mountain Housing Development Corporation Inc. will use a $ 50,000 Home Preservation Grant to help 10 skilled, very low-income homeowners make necessary repairs or upgrades to their existing homes in Clay, Jackson, Owsley, Bell and Leslie counties.

Housing Partnership Inc. will use a Home Preservation Grant of $ 141,462 to help 12 low and very low income homeowners make necessary repairs or upgrades to their existing homes in Owsley County.

Houses Inc. will use a $ 70,531 Home Preservation Grant to help five skilled, very low-income homeowners complete needed repairs or upgrades to their existing homes in Letcher County.

Alliance for Housing Development Inc. will use a $ 70,531 Housing Preservation Grant to help 10 qualified low and very low income homeowners complete necessary repairs or upgrades to their existing homes in Perry, Knott, Leslie and Breathitt counties.

LKLP, Community Action Council will use a $ 60,000 Home Preservation Grant to help eight skilled, very low-income homeowners make necessary repairs or upgrades to their existing homes in Leslie, Knott, Letcher and Perry counties.

“No matter where they live, their race, ethnicity or gender, or the size of the city in which they live, all people should have access to decent housing, clean water and good opportunities. job, “Vilsack said in a press release. “This is fundamental for a healthy society and stable communities. “

On a related note, in Lee County, Virginia officials from the Appalachian Service will receive a housing preservation grant of $ 107,656. This investment in rural development will enable the Lee County Housing Preservation Project to provide rehabilitation and essential repairs to approximately 10 owner-occupied homes by low- and very low-income households.

USDA Rural Development provides loans and grants to help expand economic opportunities, create jobs, and improve the quality of life for millions of Americans in rural areas.

Copyright 2021 WYMT. All rights reserved.


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Experts from Ky. Urge homeowners to have chimneys inspected and cleaned to avoid fires this winter https://thebiblepost.com/experts-from-ky-urge-homeowners-to-have-chimneys-inspected-and-cleaned-to-avoid-fires-this-winter/ Tue, 16 Nov 2021 16:50:00 +0000 https://thebiblepost.com/experts-from-ky-urge-homeowners-to-have-chimneys-inspected-and-cleaned-to-avoid-fires-this-winter/ LEXINGTON, Ky. (FOX 56 / WKYT) – It was a cold Saturday night, so a couple from Lexington lit their fireplaces to warm up. The next thing they knew. “Somehow the fire in the chimney has come out of the combustion chamber,” said Major John Walters of the Lexington Fire Department. Kyle Rittenhouse murder trial: […]]]>

LEXINGTON, Ky. (FOX 56 / WKYT) – It was a cold Saturday night, so a couple from Lexington lit their fireplaces to warm up. The next thing they knew.

“Somehow the fire in the chimney has come out of the combustion chamber,” said Major John Walters of the Lexington Fire Department.

The fire spread around the house. Now, during the holidays, a family will have to repair several rooms in their house. Walters lit the fire and said it was something that could happen to anyone.

“The smoke generated by a wood fire builds up over time and it is this smoke buildup over time that creates the flammable deposit called creosote,” said Brion Barnhill, owner of Barnhill Chimney Company. “And it’s our job to remove this product so that it doesn’t catch fire inside your chimney. “

Barnhill said whether you use it or not, you should still have your chimney swept and inspected every year.

“And we are evaluating the system to make sure there are no faults or structural faults, which would lead to a structural fire,” Barnhill said.

Chimney companies can also teach you how to use your fireplace safely.

“Each year we see probably 10 to 15 fires in our area,” said Dustin Bradley, owner of Ace Chimney Sweep.

“When you have a fire in your living room it is very dangerous, even if it is gas or wood, it is really scary if you do not know how to make it work properly or what safety precautions to take. Bradley said.

We also sought advice from fireplace experts for decorating near your fireplace for the holidays.

“Anything that is flammable, you want to keep a very safe distance from the open flame in your fireplace,” Barnhill said.

They said these steps could save you some heartache and potential expense down the road.


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The number of homeowners with mortgage arrears down slightly https://thebiblepost.com/the-number-of-homeowners-with-mortgage-arrears-down-slightly/ Thu, 11 Nov 2021 12:06:10 +0000 https://thebiblepost.com/the-number-of-homeowners-with-mortgage-arrears-down-slightly/ The number of homeowners in mortgage arrears edged down in the third quarter of this year, as coronavirus support measures helped some people pay off existing debts, according to a trade association. Some 74,210 homeowner mortgages were in arrears by 2.5% or more of the outstanding balance, according to UK Finance. This is a decrease […]]]>

The number of homeowners in mortgage arrears edged down in the third quarter of this year, as coronavirus support measures helped some people pay off existing debts, according to a trade association.

Some 74,210 homeowner mortgages were in arrears by 2.5% or more of the outstanding balance, according to UK Finance.

This is a decrease of 2,400 delinquent mortgages from the previous quarter.

Within the total, the number of homeowners in arrears of prepayment of between 2.5% and 5% of the outstanding is also down compared to the previous quarter.

Barring an initial increase in late March 2020, anticipated arrears figures remained lower than those seen before the start of the coronavirus pandemic, UK Finance said.



Mortgage arrears continued to fall to near all-time lows during the third quarter of the year, with the holiday scheme and the previous mortgage deferral scheme helping people and even allowing some to pay off loans. existing arrears

Eric Leenders, UK Finance

But the number of home loans in large arrears has increased slightly. In total, there were 27,980 homeowner mortgages with larger arrears (representing 10% or more of the outstanding balance), 70 more cases than in the previous quarter. That figure has increased – from a low base – since the first quarter of 2020, UK Finance said.

Nearly three million Covid-19-related payment deferrals were granted by mortgage lenders between March 2020 and March 2021, helping borrowers manage their finances during the crisis.

The numbers also showed that there were 410 owner-mortgaged properties and 320 rental-mortgage mortgaged properties purchased and repossessed in the third quarter of 2021.

A foreclosure ban was in place from March 2020 to April 1, 2021, a period during which forced foreclosures could not take place.

Eric Leenders, Managing Director of Personal Finance at UK Finance, said: “Mortgage arrears continued to fall to near all-time lows during the third quarter of the year, with the holiday schedule and the previous one. mortgage deferral program supporting people and even allowing some to pay off existing arrears.

“After the one-year moratorium on possessions ended in April 2021, there were a small number of possessions in the third quarter, but this reflected instances where people were already in financial difficulty before the pandemic. Possession is only a last resort after tailor-made support has run out and we expect the number of cases to gradually increase as courts continue to deal with those that had been put on hold.

“Lenders continue to provide tailored tolerance and support to borrowers in need of assistance, and we encourage anyone experiencing financial difficulty to contact their finance provider as soon as possible to discuss available options.”


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How predatory wholesalers can prey on Utah homeowners https://thebiblepost.com/how-predatory-wholesalers-can-prey-on-utah-homeowners/ Sun, 07 Nov 2021 02:37:39 +0000 https://thebiblepost.com/how-predatory-wholesalers-can-prey-on-utah-homeowners/ A house for sale sign is displayed outside a house in the Sugar House neighborhood of Salt Lake City on Thursday, September 23. (Shafkat Anowar, Deseret News) Estimated reading time: 2-3 minutes SALT LAKE CITY – If you sell your home in this market, you expect to make money – not lose it. But an […]]]>

A house for sale sign is displayed outside a house in the Sugar House neighborhood of Salt Lake City on Thursday, September 23. (Shafkat Anowar, Deseret News)

Estimated reading time: 2-3 minutes

SALT LAKE CITY – If you sell your home in this market, you expect to make money – not lose it. But an emerging program can leave homeowners trapped in a bad deal that can cost them thousands of dollars.

In this bustling housing market, real estate professionals are working hard to attract new business and claim their commissions. But it also lays bare a more sinister plan, says Erik Bildman.

“There are a lot of people trying to take advantage of salespeople,” he said.

Bildman is vice president and general manager of a company called Sundae, a real estate marketplace that connects people looking to sell a home that may need work with investors looking to buy and transform those homes.

“Distressed properties – properties that require a lot of work,” Bildman explained. “These are much more difficult to deal with.”

Because of this, Bildman says there has been an increase in what is known as predatory wholesale. A buyer makes an offer to someone who is desperate to sell quickly, then the buyer chains the owner as he tries to lower the price by pretending the house is in need of massive repairs. And because the house is under contract, the seller can’t just walk away. Thus, these owners end up lowering the price, and sometimes even having to pay to close the deal.

“They will try to flag anything and say it needs to be replaced or repaired when it doesn’t necessarily need repairs,” Bildman explained.

According to Sundae, the average amount home sellers lose to predatory wholesalers is over $ 17,000.

To avoid a predatory wholesaler, make sure you read and understand all the terms of a contract before signing.

You need to know the value of your home before signing a contract.

And if you can, get multiple deals on your home.

Matt Gephardt

More stories that might interest you


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Texas homeowner fatally shoots man with medical condition who wandered onto porch in the middle of the night https://thebiblepost.com/texas-homeowner-fatally-shoots-man-with-medical-condition-who-wandered-onto-porch-in-the-middle-of-the-night/ Thu, 04 Nov 2021 23:21:47 +0000 https://thebiblepost.com/texas-homeowner-fatally-shoots-man-with-medical-condition-who-wandered-onto-porch-in-the-middle-of-the-night/ A Texas homeowner on Monday shot a 21-year-old man during a morning encounter on his front porch. The shooting took place in the Fort Worth suburb of Saginaw around 4 a.m. in the 600 block of Babbling Brook Drive, the Saginaw Police Department said. Officers were called to the scene after reports of gunfire. Upon […]]]>

A Texas homeowner on Monday shot a 21-year-old man during a morning encounter on his front porch.

The shooting took place in the Fort Worth suburb of Saginaw around 4 a.m. in the 600 block of Babbling Brook Drive, the Saginaw Police Department said. Officers were called to the scene after reports of gunfire.

Upon arrival, officers found a dead man lying face down on the porch with what appeared to be multiple gunshot wounds. His mother identified him to Fox’s affiliate, KDFW-TV, as Andrew Russell.

10-YEAR-OLD BOY HELD AT THE FOREFRONT OF AN ARMY AND HANDCUFFED BY THE POLICE LEADS TO DEMONSTRATIONS IN DETROIT

(Saginaw Police Department)

The owner told police he had been woken up minutes earlier by someone knocking on his front door. The owner asked Russell to leave, police said.

Russell started to walk away but turned and “rushed the resident,” police said. The owner fired several shots as he retreated to his home, police said. No charges have been laid.

Fox News has contacted the Saginaw Police Department.

Russell’s mother, Cynthia Williams, told the outlet her son had suffered from epilepsy and frequent seizures for years and was likely out of the house and needed help. He used to leave the house after seizures, she said.

Andrew Russell was killed by a Texas homeowner early Monday.

Andrew Russell was killed by a Texas homeowner early Monday.
(KDFW)

“We can’t tie him to a bed. He’s an adult,” she said. “And, sometimes, every time he has seizures, he wonders.”

She said she knew her son didn’t want to say anything and wanted answers about what had happened.

“I very much doubt what happened. I think there is more to it,” said Williams.

Investigators said Russell knocked on the doors of three or four houses the night he was killed. Saginaw Deputy Police Chief Russell Ragsdale told the outlet that Russell’s condition would be part of the investigation.

“It could have some factor,” Ragsdale said. “Ultimately, it will be the grand jury that will decide whether this is a case of defense of the castle doctrine or whether it is a case of homicide.”

Saginaw Police Headquarters.

Saginaw Police Headquarters.
(Town of Saginaw)

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Days before the shooting, a burglary took place a few blocks away, the local news station reported.

“It was not justified. The owner could have gotten to safety in the house,” Williams said. “He could have called 911. They could have been talking to him through the door, through a Ring camera.”


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Homeowners of Color bear the brunt of Portland’s property maintenance program https://thebiblepost.com/homeowners-of-color-bear-the-brunt-of-portlands-property-maintenance-program/ Wed, 03 Nov 2021 07:04:47 +0000 https://thebiblepost.com/homeowners-of-color-bear-the-brunt-of-portlands-property-maintenance-program/ A Portland homeowner raised $ 30,000 in liens after a neighbor reported peeling paint outside his home to city regulators. A blind veteran has racked up $ 88,000 in debt over a complaint about unruly grass and unsightly vehicles outside his home. A senior with a serious brain injury nearly had her home foreclosed after […]]]>

A Portland homeowner raised $ 30,000 in liens after a neighbor reported peeling paint outside his home to city regulators. A blind veteran has racked up $ 88,000 in debt over a complaint about unruly grass and unsightly vehicles outside his home. A senior with a serious brain injury nearly had her home foreclosed after a neighbor reported vehicles in her yard and an unfinished renovation project.

A withered report released Wednesday by the city’s ombudsman’s office explained how Portland enforces its long list of property maintenance rules. The report found that the city’s system routinely allows minor horrors to turn into financial ruin for homeowners. The inhabitants of neighborhoods in the midst of gentrification of the city are the hardest hit.

Like most cities, Portland has property maintenance rules that cover everything from the height of a homeowner’s fence to the condition of their lawn. The system of enforcing these rules is entirely motivated by complaints from neighbors and passers-by. According to the bureau’s review of more than 15,000 complaints filed between 2013 and 2018, complaints were concentrated in rapidly gentrifying neighborhoods and have a higher percentage of people of color than the city as a whole.

The numbers suggest a disturbing trend: Wealthy white residents moving to racially diverse neighborhoods are militarizing the city’s complaint system to change the aesthetic of the region. In the process, they are forcing longtime residents of color into debt.

“It’s an incredibly damaging system,” said City Auditor Mary Hull Caballero, who oversees the ombudsman’s office.

The ombudsman’s office acts as a watchdog within city hall, receiving complaints from those who say they have been wronged by city policies. Hull Caballero said no other program has been the subject of more complaints than the city’s system for enforcing property maintenance rules.

Hull Caballero said one of the big flaws in the program is that it relies entirely on complaints. City inspectors from the Bureau of Development Services do not monitor the homes themselves for rule violations. Instead, they rely on Portlanders to file confidential complaints. Inspectors review complaints and, if warranted, notify owners of any violations. If the owner does not fix the problem, the office will issue a fine and place a lien on the property, allowing the city to collect the fee when the property is sold.

It doesn’t take long for these fines to skyrocket. According to the ombudsman’s report, a homeowner has up to four weeks to repair a violation, such as a loose gutter. If they don’t, the city will charge them $ 299 per month. After three months, the fines double.

Auditors found that the complaint-driven nature of the app meant inspectors weren’t necessarily focused on neighborhoods with the most violations. Instead, they probably focused on areas where Portlanders felt most sensitive to the condition of their neighbors’ homes.

$ 120,000 in fines

Bruce Cushman, a longtime resident of the King Ward of northeast Portland, was fined twice: once in 2008 for a broken window and missing trim and siding and another in 2010 for doing renovations without permits, according to the auditor’s office. Cushman’s fines eventually reached $ 120,000, an unpayable debt for the 69-year-old, who said his only source of income was a monthly Social Security payment of less than $ 1,000.

“This is all linked to gentrification,” Cushman said, noting that complaints started pouring in when house prices started to rise. They haven’t stopped. He bought his house in 1987 for $ 13,500. The house to his left recently sold for $ 350,000. The one on the right sold for $ 450,000.

“It’s not a neighborhood wreck,” he said of his house. “I couldn’t understand why the city kept chasing me. “

After the city’s ombudsman became involved in Cushman’s case, he said the fine had been reduced to around $ 6,000.

According to the ombudsman’s analysis, the King Ward of Cushman has approximately 15 complaints per 100 households. Northeast Portland’s Woodland Park recorded the highest rate with about 29 complaints per 100 households, followed by Southeast Portland’s Mount-Scott Arleta with 24 complaints. The Pearl District, one of the city’s wealthiest neighborhoods, has not received any complaints, as have the Lloyd District and Old Town Chinatown. (These are also areas with significantly fewer single-family homes, which could contribute to the low number of complaints.)

A system rooted in racism?

In their report, the auditors argue that the unfair results of the city’s complaints system date back to the blatantly racist era in which it was created.

The city began relying on complaints to enforce property maintenance in 1914, a time when lawmakers were actively trying to ban black Oregon from owning property. Five years after the code enforcement program was created, the report notes, Oregon real estate agents have been banned from selling homes to people “whose race would seriously demean the public in value. surrounding properties “. Two years later, Portland’s mayor and police chief met with the Ku Klux Klan “to publicly demonstrate the Klan’s close relationship with policymakers.”

In a letter to the council in response to the report, Dr Markisha Webster, head of the city’s Equity and Human Rights Office, said she viewed the identified inequalities as “one facet of a systematically oppressed structure linked to home ownership ”.

“For longer than our history accurately documents, Black, Indigenous and Colored communities have suffered disparate impacts from racist policies and practices threatening their safety and well-being,” she wrote. “Home ownership for communities of color has been fraught with oppressive barriers; this dream then often comes up against additional complexities.

One of the possible reasons the city’s program has remained unchanged for so long: the program takes no money from the city’s general fund and relies on fines to cover the costs of running the program. If the bureau reduced fines, the program would potentially have to decrease.

Director of the Office of Development Services, Rebecca Esau, and Commissioner Dan Ryan, who oversees the office, wrote in a joint response that they overwhelmingly agreed with the report’s findings. Esau and Ryan wrote that they were exploring how to move away from a complaints-based system and stop relying on fees and privileges to pay for the program.

“BDS is keenly aware of the disparities and barriers created for marginalized members of our community through enforcement fees and privileges, and we agree with the Ombudsman’s recommendation for change in this area.” , indicates the letter.


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